Terms & conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE.

By accessing or using the Savannah Capital Trust Bank website located at savannahcapitaltrust.org (the "Site"), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to all of these terms, do not use this Site.

1. Use of the Site
You agree to use the Site only for lawful purposes. You are prohibited from:

Using the Site in any way that violates any applicable law or regulation.
Engaging in any conduct that restricts or inhibits anyone's use of the Site.
Attempting to interfere with the proper working of the Site or gain unauthorized access to any system or data.

2. Intellectual Property
All content on this Site, including text, graphics, logos, images, and software, is the property of Savannah Capital Trust Bank or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission.

3. Online Banking Services
Use of our online banking services is governed by separate agreements, including our Electronic Funds Transfer Agreement and Account Disclosures, which will be provided to you when you open an account. In the event of a conflict between these Terms and Conditions and your account agreement, the account agreement shall control.

4. No Investment Advice
The content on this Site is for informational and educational purposes only and is not intended as investment, tax, legal, or financial advice. You should consult with a qualified professional for advice regarding your individual situation. Past performance is not a guarantee of future results.

5. Third-Party Links
Our Site may contain links to third-party websites. These links are provided for your convenience only. We do not control, endorse, or guarantee the content of such websites. We are not responsible for the content or privacy practices of linked sites.

6. Disclaimer of Warranties
YOUR USE OF THE SITE AND ITS CONTENT IS AT YOUR SOLE RISK. THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

7. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, SAVANNAH CAPITAL TRUST BANK AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE.

8. Indemnification
You agree to defend, indemnify, and hold harmless Savannah Capital Trust Bank from and against any claims, liabilities, damages, judgments, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Site.

9. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of [Insert State where Bank is headquartered, e.g., Georgia], without regard to its conflict of law principles.

10. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. All changes are effective immediately when we post them. Your continued use of the Site following the posting of revised Terms means you accept and agree to the changes.

11. Contact Information
Questions about these Terms and Conditions should be sent to us at:
Email: support@savannahcapitaltrust.org
Mail: Savannah Capital Trust Bank, Attn: Legal Department