Privacy policy

Savannah Capital Trust Bank ("we," "us," "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you interact with us through our website, savannahcapitaltrust.org (the "Site"), our mobile applications, and our services (collectively, the "Services").

1. Information We Collect
We collect information that you provide directly to us and information about your use of our Services.

Personal Information You Provide: This includes information you provide when you apply for an account, use our services, or contact us. Examples include:
- Name, address, Social Security Number, date of birth.
- Financial information, account balances, payment history.
- Transaction history and investment experience.
- Username, password, and other login credentials.
- Information you provide when you contact support@savannahcapitaltrust.org.
Information Collected Automatically: When you use our Services, we may automatically collect:
- Device Information: IP address, browser type, operating system.
- Usage Information: Pages you visit, time spent on pages, links clicked, and other browsing data via cookies and similar technologies.

2. How We Use Your Information
We use your information to:

Provide, maintain, and improve our Services.
Process your transactions and send related information.
Manage your account and customer relationship.
Communicate with you about products, services, offers, and events.
For security and fraud prevention, including protecting your identity.
Comply with legal and regulatory obligations.

3. How We Share Your Information
We do not sell your personal information to third parties.
We may share your information in the following limited circumstances:

With Your Consent: We will share your information when you direct us to.
Service Providers: We share information with trusted third-party vendors who perform services on our behalf (e.g., payment processing, data analysis, IT services) under strict confidentiality agreements.
For Legal Reasons: We share information if we believe it is necessary to:
- Comply with any applicable law, regulation, or legal process.
- Protect the rights, property, and safety of Savannah Capital Trust Bank, our customers, or others.
- Enforce our agreements and policies.
Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets.

4. Your Choices

Marketing Communications: You can opt-out of receiving promotional emails from us by following the unsubscribe instructions in those emails.
Cookies: Most web browsers are set to accept cookies by default. You can usually adjust your browser settings to remove or reject cookies. Please note that doing so may affect the functionality of our Services.

5. Security of Your Information
We implement robust administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, theft, and loss. These measures include encryption, firewalls, and secure socket layer (SSL) technology. While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is 100% secure.

6. Children's Privacy
Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete it.

7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by posting the updated policy on our Site and updating the "Last Updated" date. Your continued use of our Services after any change constitutes your acceptance of the new policy.

8. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: support@savannahcapitaltrust.org
Mail: Savannah Capital Trust Bank, Attn: Privacy Officer